Home   Insurance Plans   Individual and Family Insurance Plans

Individual and Family Insurance Plans

Virginia health insurance for families

Protecting You and Your Family

Simply put, insurance is protection against unforeseen costs; and who better to protect against these costs than you and your family?

We offer many types of insurance for individuals and families. From disability and life insurance to health care plans and short term coverage, we have options for nearly every individual and family insurance need.

Finding the Right Plan at the Right Price

When purchasing an insurance plan through an employer isn’t an option, individual and family plans are available to maintain the coverage you and your family need.

Finding the right plan is easy. Simply choose the type of coverage you are interested in from the options on this page, and read more about the products available. If you have a question about a plan, simply give us a call at 703-654-6050 and we’d be happy to help you select the plan that is best for you.

Free Quotes for Life InsuranceHealth Insurance, and Disability Insurance  in Virginia, visit www.obfs.net TODAY!


 2018 Open Enrollment Opens

November 1st 2017

If you don’t enroll in the 2018 Open Enrollment ( it runs from November 1, 2017 to December 15, 2017)  you can’t enroll in a health insurance plan for 2018 unless you qualify for a Special Enrollment Period.

If you looking for a ON Exchange Plans ( Healthcare.gov ) click the link below an review your options via our link to through Healthcare.gov – Health Sherpa





2018 OFF Exchange Carriers

Individual Health Insurance Companies    

 Carefirst Insurance Virginia Maryland                                  cigna_logo       


Special Enrollment Period

A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage. ON or OFF the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. Job-based plans must provide a special enrollment period of 30 days.

Call 703-654-6050 or Email us here if you wish to receive any information on about the  Special Enrollment options.


Click here for Short-Term Health Insurance


Click here for Metal GAP Coverage Plans


Click her for Critical Illness Plans


Travel – International Insurance

Travel Medical Insurance - International Medical Group
Quote/Purchase International Travel Medical Insurance


Individual Vision Insurance



Dental Insurance

    Anthem Insurance Virginia Maryland        Carefirst Insurance Virginia Maryland        ES_Dental              cigna_logo


Dental Savings Plans

Save up to 60% on Dental Care - Click to Find your Plan

Dental Savings Plan

With a dental savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork.


Attention: This website is operated by O’Brien Benefits & Financial Services Inc. and is not the Health Insurance Marketplace website. In offering this website, O’Brien Benefits & Financial Services Inc. is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at healthcare.gov.