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Individual and Family Insurance Plans

Virginia health insurance for families

Protecting You and Your Family

Simply put, insurance is protection against unforeseen costs; and who better to protect against these costs than you and your family?

We offer many types of insurance for individuals and families. From disability and life insurance to health care plans and short term coverage, we have options for nearly every individual and family insurance need.

Finding the Right Plan at the Right Price

When purchasing an insurance plan through an employer isn’t an option, individual and family plans are available to maintain the coverage you and your family need. The plans we offer provide great coverage and come in a wide variety of plan types.

Finding the right plan is easy. Simply choose the type of coverage you are interested in from the many options on this page, and read more about the products available. If you have a question about a plan, simply give us a call at 703-654-6050 and we’d be happy to help you select the plan that is best for you.

Free Quotes for Life InsuranceHealth Insurance, and Disability Insurance  in Virginia, Maryland, Washington DC, Pennsylvania and West Virginia: visit www.obfs.net TODAY!

Important dates for the 2016 Open Enrollment:

  • November 1, 2015: Open Enrollment starts — first day you can enroll in a 2016 Marketplace plan
  • January 1, 2016: First date 2016 coverage can start
  • January 31, 2016: 2016 Open Enrollment ends

If you don’t enroll in a 2016 plan by January 31, 2016, you can’t enroll in a health insurance plan for 2016 unless you qualify for a Special Enrollment Period.


If your income is below 400% of the federal poverty limit (See the 2015 Federal Poverty Guidelines Table below:) — which is about $47,080 for an individual and $97,000 for a family of four — you’ll be able to shop for a policy in the PUBLIC MARKETPLACE / INSURANCE EXCHANGE. 

Apply Here 

Plan Year – 2016  -   OFF – EXCHANGE PLANS

 Individual Health Insurance Companies    

        Aetna Insurance Virginia Maryland and c041618_img_0                              Anthem Insurance Virginia Maryland  
 Carefirst Insurance Virginia Maryland    humana-logo          
 images                 kplogo
                       United Healtcare Virginia Maryland Insurance 

* Some plans are not available in your area 

Email us if you have any questions  Email us here

Special Enrollment Period

A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage. ON or OFF the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. Job-based plans must provide a special enrollment period of 30 days.

Call 703-654-6050 or Email us here if you wish to receive any information on about the  Special Enrollment options.

Individual VISION Insurance Plan


Individual / Family Discount Dental Savings Plans 

Save up to 60% on Dental Care - Click to Find your Plan

Dental Savings Plan

With a dental savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork.

Individual DENTAL Insurance Plan

Amertias Logo jpg    Anthem Insurance Virginia Maryland    Carefirst Insurance Virginia Maryland


                 United Healtcare Virginia Maryland Insurance

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