For years, Michael O’Brien has been helping people find the right health coverage – and get the most for their healthcare dollars. If you’re ready to view popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and more »
Because HSA-qualified health plans all have high deductibles, they typically have much lower premiums than traditional health insurance plans. The plans are individually priced based on age, residence, health history, build, date of enrollment, type of plan, deductible, PPO network options selected, billing method and other services. Our instant quote system will quickly provide you rates on the plans available in your area.
You obtain coverage under a qualified health insurance plan with a minimum deductible of $1,200 for singles and $2,400 for families. You are then allowed to deposit up to $3,050 for singles or $6,150 for families into your Health Savings Account for 2010 & 2011. Older Americans can save even more. You do not have to itemize your deductions on your federal income taxes more »
An HSA works like an IRA, except that money is used to pay health care costs. Participants enroll in a relatively inexpensive high deductible insurance plan. Then, a tax-deductible savings account may be opened to cover current and future medical expenses. The money deposited, as well as the earnings, is tax-deferred. The money can then be withdrawn to cover qualified medical expenses tax-free. Unused more »