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Individual and Family Health Insurance

Finding health insurance in today’s marketplace can seem impossible. If you’re one of the millions of Americans who buys their own health coverage, individual health insurance can offer you a confusing array of options — not all of them good, and few that are inexpensive. Sure, it may seem easy to find an agent who will offer you cheap health insurance, but here’s the thing: Health coverage isn’t cheap if it doesn’t adequately cover your expenses when you need it most. Thanks to the recently passed health reform legislation, the landscape is changing for consumers. Millions of uninsured have access to quality, low-cost health insurance. Their biggest challenge? Knowing their options so they can choose the right coverage.

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2019 OFF Exchange Carriers

Individual Health Insurance Companies 

Virginia Coverage Map – By Counties

Please click link to see the Carriers Coverage in your Area 


Following Carrier Link Provided 

Anthem Insurance Virginia Maryland

Anthem Coverage Area

Carefirst Insurance Virginia Maryland

Coverage Map

Coverage Map


O’Brien Benefits & Financial Services Inc. has partnered with HealthSherpa to help you find quality, affordable health insurance.





Click here for Short-Term Health Insurance


Click here for Metal GAP Coverage Plans


Click her for Critical Illness Plans


Travel – International Insurance

Travel Medical Insurance - International Medical Group
Quote/Purchase International Travel Medical Insurance


Individual Vision Insurance



Dental Insurance

    Anthem Insurance Virginia Maryland        Carefirst Insurance Virginia Maryland        ES_Dental              cigna_logo


Dental Savings Plans

Save up to 60% on Dental Care - Click to Find your Plan

Dental Savings Plan

With a dental savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork.


Attention: This website is operated by O’Brien Benefits & Financial Services Inc. and is not the Health Insurance Marketplace website. In offering this website, O’Brien Benefits & Financial Services Inc. is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at healthcare.gov.