O'Brien Benefits & Financial Services, Inc.

Financial Security


Financial Security for You and Your Family

Life insurance gives you piece of mind knowing your loved ones will be able to maintain their lifestyle if you pass away too soon.  You can also make it an essential part of your overall financial goals to help you reach life’s milestones.

Qualifying for Life Insurance.  Healthy young people tend to put off buying life insurance while they focus on school, marriage, children, etc.  The truth is, the sooner you buy life insurance, the lower your premiums will be.  That is because most life insurance policies require medical underwriting (medical exam)  for approval and rating.  While those in their 40’s and 50’s, even to age 60, will pay more in premiums, if they are nonsmokers in good health, they shouldn’t have an issue getting an affordable policy.

Different Types of